Supporters of the proposal have become fewer and fewer over the weeks. According to the latest SRG survey (as of September 2024), 51% of voters will put a "no" in the ballot box.
After Swiss voters approved the introduction of a 13th pension in the old-age and survivors' insurance (AHV), the first pillar of the system, in March, this time they are voting on a reform of occupational benefits insurance (BVG).
This is the second pillar of the pension system. This provides for employees and employers to save with a pension fund during their working life in order to build up assets that are converted into a pension at retirement age.
There are over 1000 pension funds in the country, many of which have their own regulations. However, the law on occupational pensions sets out minimum requirements. Some of these parameters are to be changed by the reform drawn up by the government and parliament and supported by the right-wing and center parties.